American Benefits

Get Covered In 10 Minutes Or Less ● No Medical Exam Required

See If You Qualify For Mortgage Protection Insurance - So Even If You Die, Your Family Won't Lose The House

Don't wait until it's too late. It's quick and easy to see if you qualify. Just answer a few questions to see how much protection you qualify for today.

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A+ Rating

84,582+ Families Served Since 2020

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Get Up to $1 Million in Coverage!

You could qualify for up to $1 million or more!

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No Medical Exams Required

You can get approved without any medical exams

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Rates As Low As $3/Day

Full protection for less than your daily coffee

Frequently Asked Questions

Let's get started! What are your goals for life insurance?

Select all that apply.

Who is your beneficiary?

Choose your beneficiary below. If you don’t know yet, don’t worry - you can change it later:

Great! We'll get your coverage options in as little as 5 minutes.

Here's how it works:

Tell us about your coverage needs

We'll custom-design a plan for you

Add your basic details

Answer a few questions to get you the best rates

Confirm your eligibility & get your options

Choose the options you like best

How soon would you like to be covered?

Provide your sex at birth

How many children do you have under 18?

This helps us estimate your family coverage needs.

About how much remaining debt/mortgage do you owe on the home?

Getting an estimate of your debt helps us understand your coverage needs.

Debt/mortgage amount:

About how much is your monthly mortgage payment?

We also have options to help you cover 1, 2 or 3 years of mortgage payments.

Monthly mortgage payment:

Excellent! Mortgage Protection Insurance sounds like a good fit!

A Mortgage Protection policy helps cover your financial obligations, like your mortgage payment, debt, children’s tuition, and other financial obligations.

Here's some things that most families use the lump-sum payout for:

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Mortgage coverage

Covering large debts like your mortgage ensures your loved ones aren’t left with the bill.

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Living expenses

Covering everyday costs like groceries and bills helps ensure your family’s daily needs are met.

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Children’s tuition costs

The cost of higher education can range from $50k to $200k+ per child.

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Burial costs

Funeral costs in the U.S. range from $7,000 to $12,000+

You're almost done!

Only a few more questions left to secure your family.

Tell us about your coverage needs

We'll custom-design a plan for you

Add your basic details

Answer a few questions to get you the best rates

Confirm your eligibility & get your options

Choose the options you like best

Please confirm your zip code

We'll find you the best options available in your local area:

Please specify an answer

What's your birthdate?

Depending on your age you could qualify for even higher coverage and benefits:

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Please specify an answer

How is your health?

Have you used any form of tobacco or nicotine in the last 3 years?

How long has it been since you last used tobacco or nicotine?

What's your name?

This helps us verify your identity so you can give you a real rate, not just an estimate.

Please specify an answer
Please specify an answer

What's your beneficiary's name?

Previously you selected your beneficiary as: @beneficiary.

Please enter their full name below. If you have multiple beneficiaries, seperate their names with a comma.

Please specify an answer

What's your email?

Tell us where to send your results.

Please specify an answer

Almost done! What's your phone number?

Complete this final step to confirm your eligibility.

By clicking the "Confirm Eligibility" button, I expressly consent by electronic signature to receive communications via automatic telephone dialing system or by artificial/pre-recorded message, email, or by text message from this website and multiple partner companies or their agents at the telephone number above (even if my number is currently listed on any state, federal, local, or corporate Do Not Call list) including my wireless number if provided. Carrier message and data rates may apply. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to the Privacy Policy and Terms & Conditions.

Almost done!

Reviewing your answers and confirming your eligibility...

Congratulations!

A licensed agent from our team is currently reviewing your responses to find you the best options possible. We will contact you in 24 hours or less. 

While we put together your custom plan, please watch our quick explainer video below:

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